Property related documents are extremely important. Forgetting them or losing them somewhere is a serious issue which can not be taken lightly at any cost. If its happens then it is necessary to take immediate action. Many times people lose their documents themselves, it is also possible that the documents deposited in the bank for home loan are lost. This may be due to the negligence of the bank or those who handle them.
It is very difficult to sell a missing documented property. However, property papers can be rebuilt even after it is lost. Only the FIR of the lost papers To make it again, it is necessary to apply in the concerned office. Remember that the fee has to be paid for duplicate papers.
First File a Police Complaint: After discovering that the papers have been lost, first file a police complaint regarding the lost property document and clearly explain the reasons for the loss of the papers. Fir only lodge by the property owner. Keep a copy of it with yourself as the buyer can also demand it when selling the property.
Print advertisement: Let the advertisements also be lost in the paper so that they can return to you if they meet someone. In addition to English and Hindi newspapers, also advertise in local language newspaper of your locality.
If Lost Flat Documents: If missing documents are of your flat then you can ask for a share certificate from the society on the basis of lodged FIR. For this, the Resident Welfare Society convenes a meeting to discuss this and investigates the missing property papers. After being satisfied, FIR was lodged. Assuming the evidence to be released, the Society issues the share certificate. With this, it would be better that NOC I.e. also demand a ‘no-fact certification’.
Registration in the notary: The next step would be to affix an affidavit in relation to the lost paper on the stamp paper and it would also be necessary to register it. For this Write clearly the information given in the FIR number and advertisement. Take these documents to the notary and get registered so that the affidavit becomes legally valid.
Get Duplicate Cell Deed: For obtaining duplicate cell deed, please submit the FIR, advertisement, share certificates and copies of the registered affidavit by the notary to the Registrar’s office. For legitimate documents of the property, money is also paid in the form of a fee. If your papers are lost by the bank’s mistake, you can also ask for damages. The responsibility of the security of your documents is on the bank and they may be fined for their negligence. After this process, you are issued a duplicate copy of the documents.